On the job injuries are an unfortunate fact of life. This is why most states have laws requiring companies with five or more employees to carry workers’ compensation insurance coverage, sometimes referred to as workman’s comp. If you are a commercial truck driver injured on the job, you may qualify for benefits under your employer’s coverage. Workers’ compensation laws are created and administered at the state level, and it is a specialized area of personal injury law. Below are common questions our firm has been asked by injured 18-wheeler drivers and passengers.
Who Is Covered by Workers’ Compensation?
Whether you are covered by workers’ compensation or not first can depend on your employment status. Independent contractors may not be covered. If you are an owner/operator, you may have occupational insurance, which differs from workers’ compensation administered at the state level. If you are covered by your employer’s policy, you can be covered for injuries that occur in the course and scope of employment. The most common example is a truck accident, which could be a single car accident or multi-vehicle pileup. You could also assert a claim if you get hurt after a slip and fall, either on the truck or someone else’s property.